Richie Serna learned the value of hustling early on in life. That has certainly paid off in raising over $100M for his own startup that is fueling the future of financial services with billions of transactions. Finix has raised $102M in financing from top-tier investors like Lightspeed Venture Partners, American Express Ventures, PSP Growth, and Inspired Capital Partners.
In this episode, you will learn:
- Raising a Seed round after 70 noes from investors
- How to build your network to get funded
- His top three pieces of advice of other entrepreneurs
- The five books he recommends that you read
- Two of the most important questions he asks when hiring
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About Richie Serna:
Richie Serna is the CEO and co-founder of Finix, a company that gives other companies more control over their payment processing and helps give them a greater share of the processing fee that merchants pay.
Finix helps businesses earn 0.4% more on every transaction procession compared to other traditional processors. Finix has over 50 customers one of which includes Lightspeed.
Richie Serna began his career working as an Investment Banking Intern at J.P. Morgan. From there, he went on to be a consultant for Booz & Company, a finance director and co-campaign manager for Emanuel Pleitez for Los Angeles Mayor, and has previously been an engineer for Balanced before starting Finix.
Richie Serna has earned his A.B., Cum Laude, in Government from Harvard University. Richie Serna has been featured in outlets such as Inc, Forbes, and Medium..
Connect with Richie Serna:
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FULL TRANSCRIPTION OF THE INTERVIEW:
Alejandro: Alrighty. Hello everyone, and welcome to the DealMakers show. Iâm super excited about the guest that we have today. Weâre going to be talking about scaling, financing, building, growing, you name it. I find that his story of going from corporate to startups is super remarkable â from humble beginnings to now having been able to build something for himself from the ground up. I think that weâre going to enjoy, very much, his story. So without further ado, letâs welcome our guest today, Richie Serna. Welcome to the show.
Richie Serna: Thank you for having me. Iâm really excited.
Alejandro: So originally, you were born to immigrant parents, parents that came from Mexico to here, to the U.S., to look for a better future for themselves, for their family. Iâm sure that has been quite inspiring for you and, obviously, not very easy for them at the beginning when they had to move here to the country.
Richie Serna: Yeah. My parentsâ story is absolutely foundational to who I am, to my work ethic, to the way that I approach life. One of the things that I start with in every single interview whenever I bring on a new candidate is that I ask them, âWhatâs your story, and how did that shape you in your life?â For me, it was definitely my parents coming to the States. My mom immigrated here in the â60s and my dad in the â70s, and they met here in Santa Ana. Itâs part of Southern California in Orange County. Itâs very different, though, from the OC that you see on MTV and other TV shows. This is definitely the real OC where Iâm from, with 80% Mexican immigrants. I have 40 to 50 first cousins that still live there. My parents were tirelessly hardworking immigrants who came here to really provide a better upbringing for myself and for my brother. My dadâs a bus driver for OCTA, Orange County Transportation Association. He actually just won Employee of the Year last month. So, across all the bus drivers in all of Orange County. I think thatâs exactly where I get my work ethic, and my hustle is from him.
Alejandro: Thatâs amazing. And your mother, very early on, she knew that she wanted to provide the absolute best future that they could for you, and she fought hard to make sure that you had access to the best education. So, what did she do?
Richie Serna: Yeah. My mom is a fighter, first and foremost. She actually dropped out of school at a young age so that she could raise her five sisters, and I think thatâs just always who sheâs been. She fights for the people that she loves, and she fights to give people a better chance than she had. When I got into elementary school in the city that I come from, Santa Ana, there are some of the worst schools in the state. Most of them are taken over by the federal government. To get into the better schools, which are still not as good as some of the best public schools in the state, she had to camp outside the school. This was an elementary school where she camped out to make sure that I could get the best lottery possible. Then, in high school, when our school was in Santa Ana and didnât have better opportunities, she went to Irvine, which is a neighboring school district, and they are, I think, the second safest city in all of America. Itâs probably the best suburb to ever live in, and itâs one of the best public educations. She took my test scores to every single principal, walked in, and just said, âWill you take my son?â No, after no, after no, until finally, someone said yes. Itâs the same thing with pitching. Right? You just have to get to that first, yes, and my mom had that same mentality.
Alejandro: Thatâs amazing. Obviously, that was the segue to get, for the first time, into an airplane that would land you into the campus of Harvard.
Richie Serna: Yeah.
Alejandro: What an incredible transformation. Iâm sure that when that was being the case, your parents probably had tears of joy.
Richie Serna: My mom didnât believe me. When I got into Harvard, I remember, I went home. They sent me an email, and usually, they send you a big packet and stuff like that. I was like, âOh. If they send you an email, thatâs a rejection notification.â Theyâre not even going to put that on paper. So, I opened up the email, and it was like, âCongratulations, you got in.â I just sat there by myself, in a dark room, completely quiet, and was like, âThis canât be real,â like five different times. Then I called my mom and said, âMom, youâre not going to believe this.â Sheâs like, âWhat?â I was like, âI got into Harvard.â She goes, âShut up. No, you didnât.â [Laughter] So, we all read it together, and absolutely tears of joy came across. My grandma, who doesnât speak English and didnât know at the time what Harvard was, she was like, âWhy donât you just go to Santa Ana Community College? Itâs right across the street.â [Laughter]. I was like, âItâs a little different, Grandma.â I ended up flying out there. Students who couldnât afford to fly out there, they actually paid for you to fly out there so you could attend and see the weekend. It was like a scene out of a movie where my hands were like this against the taxi window seeing the beautiful brick stone architecture of Boston and just being completely in awe of the architecture, the culture, everything that was there. It wasnât necessarily like the awesome welcoming experience when you go on the campus. Youâre like, âOh, everybody there seems like theyâre working insanely hard and arenât that happy.â For me, I was like, âIf I can make it here, I can make it anywhere.â I knew that was going to be a place that pushed me to move across the country, to not have family out there, and it was, honestly, one of the best experiences of my life.
Alejandro: Itâs very interesting because after Harvard, basically, you did a couple of internships. You did investment banking. Then you went into consulting. But itâs interesting because some of the best founders that I interview, theyâve either been investment bankers, or they have been consultants. In this case, you have two very critical ones. Obviously, the other one is the VC or private equity guy turned into an entrepreneur, as well. So, those are the three ones that I see often, but you have two of those. That mentality and that mindset, why do you think it makes such great entrepreneurs, like either former consultants or former investment bankers?
Richie Serna: Actually, I had a third internship, which was completely different from those two experiences. I worked for the mayorâs office in LA. This was before my investment banking summer in the office of Gang Reduction and Youth Development. So, that was something that was definitely a passion for me and something that really hit close to home given my upbringing. During that summer internship, we were literally putting resources to the nine most dangerous parks in all of LA that had the most gang violence and putting on programming to reduce the amount of violence. We didnât have a single murder or a single shooting during that period, which was something that we took a lot of pride in. It was the first year they had ever done it, and it was the first type of program like that in the entire country, and theyâve now expanded it. Definitely, it had some very unique and interesting experiences. I think each one of them has been absolutely formative. If youâve ever seen the movie Training Day, thereâs a scene where they are flying pigeons when the cops come to the location. We were working in that real location. So, I think, when youâre in that type of environment, thereâs really not much else that can scare you. That was something that was really formative for me, and seeing that and experiencing that. Then, going into investment banking and seeing an entirely different side of the world was entirely new to me. I think that was formative in terms of how hard can you really push yourself? Are you willing to work 100 hours a week? You realize that your body can actually do that for longer than you expect. Consulting, I think, was very formative in terms of how to think in terms of frameworks and structures. I tried to take as much as I could from each of those experiences.
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Alejandro: I like how you always put in parallel your own life experiences to movies that weâve all seen in the past. One of those movies that reminded you of where you were in your life, you had, not really a midlife crisis, but you were in your mid-20s core life.
Richie Serna: 25
Alejandro: Yeah, 25, so letâs say 25. All of the sudden, you remind yourself of the movie Fight Club. Tell us why Fight Club? What was reminding you of that movie?
Richie Serna: Yeah. Thereâs a really famous scene in the beginning of it where Edward Norton is sitting there, and heâs complaining about his life and how his life has basically become him looking at the IKEA catalog and thinking about the different things that he can buy and what else he can do for interior design to numb the fact that heâs not very happy. There was a moment when I was watching that movie and just sitting there, and it was kind of like office space was a lot of my experience in consulting. We were staying at these five-star hotels, the W, the Ritz, and things like that. We would have $100 a night per diems, so eating steaks and things like that, which was completely foreign to me in what my upbringing was. I remember sitting there in the office. It was during â do you remember Occupy Wall Street?
Alejandro: Yeah.
Richie Serna: That experience where people were protesting that these big banks had been bailed out while the rest of the population hadnât. I was just sitting there, and realizing, and staring at that clock, and just watching it tick, and being like, âThat clock is going so slowly; it feels like itâs in slow-motion.â And just realizing, âThis is not the life for me.â I learned a ton in those two years. It still wasnât what I wanted the rest of my life to be. There had to be something else; there had to be another meaning. Donât get me wrong. I have tons of friends who are still in consulting, and itâs an incredible place to learn as much as possible from different industries, but that wasnât really what made me hungry for life. So, I started thinking about what those other options were. What else could I do? I thought about going into private equity, and I started thinking about interviewing at hedge funds. I interviewed at a bunch of these places and kept getting these final rounds and kept getting rejected. Actually, one of our current investors rejected me after 12 to 15 rounds of interviews, and I joke with them now that they could have had me for a lot cheaper than what they ended up investing in the company. [Laughter] As I spoke to my buddies who were in D.C. and shared some of the ideas that I had, they were like, âOh, your ideas are pretty good, but youâre 25, and you never coded. Your parents arenât rich. Theyâre not going to fund you, and youâve never worked at a rocket ship startup. Who is going to give you cash?â Theyâre like, âMaybe you should just try something else.â I think looking back, I was like, âWell, Iâll probably have plenty of time to go and learn software engineering. So, I moved to San Francisco. This was back in 2013 â just to completely start fresh.
Alejandro: And what a turn. You went from having your $100 per day for steaks to going to $30 a night on a Hacker House and probably switching to noodles.
Richie Serna: It was a lot of Chipotle.
[Laughter]
Alejandro: Good stuff.
Richie Serna: I think when you grow from a humble background like that, you realize, âI was happy before I had those things. I was happier before I had those things. You go into the hotel the first time, and youâre like, âWow!â I remember the first time I went into the W Hotel. I recorded it, and I sent it to my brother. I was like, âOh, my gosh! I feel like I made it!â Then, after the fifth time of being there, like, âThis *****. This is not where I want to be. I want to do something else.
Alejandro: So, tell us about, now, doing the shift and going to the Hacker House there in San Francisco. And even earlier than that, what was that thought process that you came up with the decision that âI need to move, and I need to go to San Francisco, and I need to study or really get into this engineeringâ?
Richie Serna: As I said, looking at that clock, I was definitely in a period of my life where I felt like I was in a rut, where I felt like I was stuck. I did go to a lot of movies growing up. Thatâs what weâd do on weekends. Did you ever see that movie, Up in the Air? Itâs like thatâs where I was living. It was just some plane, and that wasnât fulfilling either. When I told a few buddies about my startup ideas, someone was like, âYou should pay a bunch of international contractors to build the software for you and get started off that way.â I was like, âI donât know anything about engineering. How am I going to know if Iâm getting the right product? I feel like I have to go and learn it.â I started thinking about people who learn computer science in college. Typically, if you think about it, itâs a four-year college degree, but 50% of your classes are in computer science, so itâs really a two-year endeavor. I was, âWell. If it takes me two years to learn the skill set that Iâd have for the rest of my life, it makes sense for me to go off and try it.â I ended up reading an article in the New York Times about hacker houses and people learning to code. Then someone sent me an article within the next week of people learning software engineering and getting jobs at these incredible startups. I was like, âThis is a sign. Iâve got to go.â So, I told the firm that I wanted to go and do something else and just left. A lot of people thought I was having a mid-life crisis too. All my friends were trying to convince me not to do it. âYou have this incredible job. Why would you leave it all and start over?â Going back to my parentsâ story, that was real risk-taking, immigrating to another country, starting completely fresh. Starting a new job, starting a new career, that wasnât really risky to me.
Alejandro: Yeah. In this case, you moved to San Francisco. You went to the Hacker House, $30 a night, and then you ended up landing a job for this company, for this startup that was like your way into the venture world. What was that experience like for you?
Richie Serna: Yeah. I got introduced to this guy by the name of Jareau WadĂ©. Heâs actually now our Chief Growth Officer at Finix, and he was one of the founders of Balanced. I didnât know anything about payments. I didnât care anything about payments. It wasnât interesting to me, but someone said there was this âreally hot startup that youâve got to go check out, and the best engineers were working there.â I met him, and we immediately hit it off. Heâs a Black guy from Tuscan. All his friends are Mexican. Iâm Mexican, and all of my friends in college were all Black, and we were just like, âDid we just meet our best friend?â We had similar stories and upbringings. I knew at that point that it didnât matter what he was doing, I wanted to work for him, and I wanted to learn from him. We found the email that I sent to him where I begged him for a job, and I was like, âI will work for food. Just pay me anything that you can, and I will be there.â That was back in 2013, and so it was an incredible experience. They basically gave me a laptop, and theyâre like, âGo sit over there. Set up your virtual machine and start fixing this SDK. Youâre going to manage all of the developer integrations. Youâre going to do all of the support engineering.â I was the first one in and the last one out. Thatâs the investment banking mentality. Thatâs what I told that team: âIâm going to be the first one in and the last one out every single night.â And I did for two-and-a-half years. I tried to soak up as much as possible.
Alejandro: And there, in Balanced, as well, you were able to learn the transactional side. The company went through an acquisition via Stripe. Actually, when that happened, you got access to two things: one was being able to see the full cycle, maybe like the stuff that you were seeing more on the investment banking side, but more from an operatorâs mindset. But also, what you were really exposed to was perhaps the vertical SaaS-type of thing, and that all happened when you were doing the transitional work. Tell us about this.
Richie Serna: Yes. Just a little bit of history. Balanced was basically the first payment [17:05] after marketplaces. If you think about most payments, like a store like Nike, theyâre a sustainable merchant. But payments for companies like Uber, Airbnb, eBay, Amazon is a very different payment model that really hadnât been solved for until Balanced came on the scene. At the time, we were really focused on marketplaces, and when we were exiting, we didnât do a lot of focus on the vertical SaaS space, but one of our customers, at the time â I was leading all of the migration of our customers over to Stripe. That customer raised a massive round through a very well-known VC fund, and I knew that they werenât doing that much volume. So, I went into our database. It was late at night. I was the only one in the office. I wanted to see how much volume and what their growth was. I was like, âThis is insane that they raised this kind of cash.â I looked at who our actual fastest-growing customers were and who the biggest customers were in terms of volume, and it wasnât any of the Silicon Valley household names. It was all these vertical SaaS platforms that we, as consumers, donât even know are powering these types of businesses. One, for example, was a software provider for vineyards in Napa. If you think about it, every single vineyard in Napa has the same requirements. They need a landing page. They need to process payments. They need an eCommerce experience. They need a CRM tool. They need logistics to be able to ship the products. Theyâre not going to hire an army of engineers to build that out. Instead, they license this out from this vertical SaaS platform. Another company was doing that for [18:27], so every single time you go to [18:29], they were providing this other software for them to run the day-to-day operations. Another one was doing travel bookings. This was a lightbulb moment. We were going after the wrong market. Now, with the rise of vertical SaaS, every VC talks about it and is looking into it and they see this massive potential, but that was the first proof point that these vertical SaaS companies were differentiating based on payments and other financial services.
Alejandro: Got it. So, obviously, here, you have that breakthrough moment, and you realize, as well, that perhaps itâs time for you to go at it on your own and build your own baby. How was that process of you incubating this and bringing it to life?
Richie Serna: I think a lot of it is just kind of inertia. Itâs just these little milestones, these little baby steps that start to snowball into something. When the TechCrunch article went out that we had exited to Stripe, a bunch of these vertical SaaS companies started reaching out to us, saying, âWe really love what you built back at your last company. What if you came in-house and did that for us?â We werenât looking to go in-house, but if someone is willing to pay us for these services, what if we start looking at this like a new innovative approach to payments. Weâre not the payment company. Weâre helping them stand up their own payment businesses. Weâre helping them turn this historical cost center into a profit center. During that process, I think, how do you turn this into something real? The way I share it is itâs like thinking of creating a song or painting a picture. Itâs never going to be perfect on your first try, but youâve got to put that first brushstroke, make that first note, write that first line of code, start pitching, creating your docs, creating your decks, and just trying. Asking people, talking to customers. In the same way that my mom was getting all those noes until she got that first yes, thatâs our first customer. We probably got rejected from every single â nobody would talk to us. I went to Money20/20 for the first time and was just walking around to random people trying to see if they would listen to my pitch, and eventually, thatâs how I built a network. I was an engineer at a payment startup. It wasnât like I built this massive payment network. I didnât know those industry insiders, so how could I break-in? Itâs just going and trying and not being afraid of people shutting you down.
Alejandro: So what ended up being the business model of Finix Payments?
Richie Serna: We have a very innovative approach in that we license out our software to these vertical SaaS companies at a fixed price. Itâs a very classic enterprise SaaS model as opposed to the traditional approach that other payment providers do. Most payment providers will charge you a number of base points, 2.9% plus 3 cents per transaction. Once you really start to hit scale, that becomes prohibitively expensive, and they start looking for other options. Rather than these companies outgrowing these types of developer payment APIs and then having to build their own army of engineers, which is what LIP did, they can now come to Finix, and we can provide them all the payment APIs and infrastructure to stand up their payment business. Itâs a far more scalable business model.
Alejandro: Got it. How much capital have you guys raised to date?
Richie Serna: Weâve raised about $102 million.
Alejandro: I know that the seed round was quite a challenging moment. I think that you guys pitched like over 70 people, so how is that?
Richie Serna: Over six months, I pitched over 70 people until I got my first term sheet. It was tough. It was that persistence and that grit to get through it. If I go back to that time, this was 2017. This was during the craze of Crypto and Bitcoin. Bitcoin, I think, was trading at $20,000 a coin, and everybody thought that the Crypto world was going to destroy the legacy financial system. They were going to destroy the need for payments and Visa and Mastercard. Every single VC just said, âIsnât Bitcoin just going to make this useless?â Iâm like, âNo, itâs not the way that payment systems work.â Going against that kind of trend was incredibly difficult, and finally, we got our first term sheet, and itâs all history from there. Thatâs a false statement. Thatâs when the hard work begins. Yeah, you can go off and pitch and pitch and pitch, but pitching and raising money isnât really the achievement.
Alejandro: Right.
Richie Serna: Itâs actually going off and building that company and building that vision of what youâre taking to the market.
Alejandro: Absolutely. Financing is not a milestone; itâs a stepping stone. In your case, you got great investors. You got Sequoia, Lightspeed, Bain. Talking about someone that came from a completely different sector that goes into building his own company and lands the absolute best. How do you think about networks because youâve come from nothing? Your family has come from nothing. You guys built everything yourselves, and here you are, you land the absolute best in the industry, coming out of left field. How did you manage to do this, and more importantly, how do you think about networks and building those around you?
Richie Serna: Yeah. When you first start off your company, everybody tells you to go and do a friends-and-family round. Itâs kind of tough if your friends and family donât necessarily have a massive net worth. That was something that was off the table, to begin with. I think breaking into that network and breaking into that industry is difficult. Iâd be lying if I didnât say it was easier based on the college that I went into and having the connections that I had built throughout that period in time. One of my college professors, whose name is Robert Putnam, has this course in a book that he wrote called Bowling Alone. Basically, what he said was that if you actually look at peopleâs net worth and the best and strongest indicator or correlation of someone being successful is actually the size of a Rolodex. Nowadays, people donât have Rolodexes, but the concept still remains. Building networks takes time, and I think doing it from a place where you genuinely are interested in people and youâre not just transactional. Thatâs how you build a powerful network. Iâve never gone around and said, âWhat can you do for me?â Itâs just these are fascinating, interesting people, and I want to have conversations. I want to get to know them. I think when it comes from that place of sincerity and authenticity, thatâs when people want to help you. That was something that Iâve always taken that approach. I think I picked this up from my mom. She is a people-person. She has the gift of gab, and she loves to make people feel good, and she likes to bring people together. I think Iâve always had that approach. When we went out to our fundraising round, I basically dumped my LinkedIn from the folks that I knew and just reached out to people and said, âHey, Iâm starting my own company. Do you know people in the industry who could help?â One thing leads to another, and thatâs how you end up getting your first check. There was a candidate who I worked for. I worked on a Mayoral candidate, and I reached out to him for help, and he introduced me to the VC who gave us our first term sheet. So, itâs these kinds of per-chance interactions that can have profound impacts on your life.
Alejandro: Absolutely. In this case, for Finix, is there anything that you can tell us about where you guys are at today, the amount of employees or the size of the business, or anything?
Richie Serna: Yeah. Itâs exciting to know that we are processing billions and billions of dollars all around the world. At this time, Iâll share that we were 15 people as of 2019. I think we just crossed 100 people last week. Weâre planning a double-head count over the next year, so a lot of growth and a lot of hard work. If anybody listening is interested, weâre always hiring.
Alejandro: And you have a bunch of books behind you.
Richie Serna: [Inaudible 26:18] On the Zoom background. [Laughter]
Alejandro: The people that are listening arenât able to see it, but just the people that are watching. As a founder, and you were just talking about that incredible growth from 15 over 100, Iâm sure that for you getting access to the right knowledge and the right tools has been critical. Which three books would you say have had the biggest impact for you as an entrepreneur?
Richie Serna: I try to read as much as possible, and I wish I had read it earlier, back in my early days of starting the company. I think the first year or two, I was reading the 900-page PDFs of all of the payment processors to understand how they all connected together. Iâm still reading, it was just something more the technical aspects and leadership, and there are so many incredible nuggets. I ask executives when I interview them, âWhatâs your favorite book? What book really helped shape you?â And Iâll pick them up and read them. My three favorite books, the ones that really shaped me over the last year or two, are: 1) The Score Takes Care of Itself, by Bill Walsh. If anybody at the company is listening to this podcast, theyâre going to laugh because I quote that book all the time. Itâs about the former 49erâs coach and how he turned their team from the worst record in the league to being Superbowl Champions in 18 months, and how formative culture is in building excellence, in building toward excellence. That was something impactful. 2) The Checklist Manifesto is an incredible book in terms of how to think about problem-solving. 3) Playing to Win is also a great book in thinking through strategic decision-making. 4) Extreme Ownership is about Marines and how they think through leadership. I could go on and on. Oh! My favorite book recently is The Dip. Itâs an 80 to 100-page book that someone shared with me recently about how the greatest gains in excellence and growth in any company come through ruts of the company. Thatâs where you define yourself, and thatâs where growth comes from. Itâs a short read, and I suggest everyone reads it.
Alejandro: Is that Seth Godin?
Richie Serna: Yes.
Alejandro: Thatâs a good one. Very good books. If you had the opportunity to go to sleep tonight, Richie â and you seem a quite active individual. Letâs say you go to sleep tonight, and you wake up in a world five years later â a tremendous snooze. Youâve been able to recover all the loss of sleep of building and scaling a company. You wake up in a world where the vision of Finix Payments is fully realized. What does that world look like?
Richie Serna: We have become the operating system for Fintech worldwide. Weâre processing a significant chunk of the worldâs economy in our systems, and thatâs really the part thatâs so exciting about being in payments is that itâs one of those products that everybody touches multiple times per day, but really, no one has a deep appreciation for the complexity that goes on behind the scenes. Thatâs what we want to be able to create â a world where you can launch any type of payment or financial services product faster, cheaper than ever. If we can provide a world where that exists, the true beneficiaries are the consumers, the merchants, the people who are getting the best commerce experience as possible.
Alejandro: Thatâs amazing. One of the questions I typically ask the guests that come on the show is if you had the opportunity to go into a time machine, and you go back in time, and you have a chat with that younger self, that Richie that is coming out of Balanced and is thinking about doing your own thing. If you could have that ear of that younger Richie and give yourself one piece of advice before launching a company, what would that be and why, given what you know now?
Richie Serna: Iâll say two-bit pieces. One is learning to ignore the noise and really focus. I think a lot of people talk about focus on thinking on all the things that you will do, but focus really comes down to the things that you wonât do, and really being disciplined about that as well. Itâs so important when youâre getting started as a company. The second piece there, I would say: invest in your own leadership training. Very few people are taught how to be great leaders. Very few people are taught how to be great managers, and investing in yourself, especially the founders, as early as possible is incredibly important. I was lucky enough that I was able to get an executive coach once we could afford one, and itâs been transformational for me getting to know other founders, as well, to learn from their lessons of leadership and how they can communicate with their teams and lead them. Those are things that are absolutely part of the job and part of the role.
Alejandro: Absolutely. Now, imagine that we are able to go even earlier in time. We go back even before you were accepted into Harvard, and perhaps you were in Orange County. As you were saying, not having access to a lot of the stuff that you have access to now, what would you tell your younger self?
Richie Serna: Trust your gut. It has never led me astray.
Alejandro: I love it. Well, Richie, for the folks that are listening, what is the best way for them to reach out and say hi?
Richie Serna: TikTok. Iâm totally kidding.
[Laughter]
Alejandro: I was like, Wow! I wonder if he has dance moves? I want to see those dance moves.
[Laughter]
Richie Serna: I donât even have a TikTok. Yeah, LinkedIn is the best way.
Alejandro: Amazing. Well, Richie, thank you so much for being on the DealMakers show today.
Richie Serna: Thank you for having me.
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